financial services

The Informal Investor: How Financial Services Can Better Serve South Africa’s Untapped Capital

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Understanding the Informal Investment Landscape The term ‘informal investors’ in South Africa refers to individuals or entities that operate outside traditional financial systems. Often characterized by their flexible investment approaches, these investors typically engage in small to medium-sized ventures, fostering economic growth within their communities. Informal investors are not only prevalent in urban areas but … Read more

Empowering the Unbanked: The Importance of Inclusive Financial Services

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a computer screen with a red line on it

Introduction to the Unbanked Population The unbanked population refers to individuals and households that do not have access to traditional banking services, such as checking accounts, savings accounts, or credit facilities. Globally, this demographic is substantial, with estimates suggesting that around 1.7 billion adults are unbanked, indicating a significant portion of the world’s population. This … Read more